How to borrow money in Supermarket Simulator

Step into supermarket management in Supermarket Simulator, a first-person simulation game that asks players to strategize to grow a grocery empire, facing real-world challenges like stocking productization, pricing, and customer satisfaction, while avoiding financial mistakes that cause business failure.

Supermarket Simulator integrates management mechanisms into its core as players participate in daily supermarket management activities. With each choice directly impacting the success of the virtual store, the game offers a compelling combination of dynamic strategy and meticulous execution.

Borrowing money helps players have funds to import goods and upgrade supermarkets in Supermarket Simulator
Borrowing money helps players have funds to import goods and upgrade supermarkets in Supermarket Simulator

When progressing in Supermarket Simulator and starting to upgrade supermarkets, players will need a lot of money as capital to import goods. In addition to the initial amount of money the game provides, gamers can generate money by making profits from the products on sale.

The game also features a loan system, where people can borrow money and pay it back later, providing a cash flow for business growth but at the same time has its drawbacks. In this article, let’s learn how to borrow money in Supermarket Simulator and consider whether you should borrow money to develop your grocery store or not.

How to borrow money in Supermarket Simulator

These in-game loans are very useful and can help everyone at some stage. The money was used to buy upgrades for the supermarket development but initially it was difficult to have much spare cash.

Most of the money will be used to buy products, which means that the remaining amount will be very little. Through loans, gamers can receive additional money and start upgrading their supermarket. People can borrow directly through the banking section on the computer. Similar to real-life loans, loans in Supermarket Simulator will also require interest payments in addition to the principal amount.

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Depending on the loan size, the interest amount will also vary. Smaller loans will have lower interest rates when compared to medium or large loans. Players will have to repay the loan daily within 15 days. Besides, there is also the option to pay off the loan early by clicking Pay Off Early below the loan.

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When clicked Take Loan, this amount will automatically be added to the current balance. Players can start spending money however they want, but remember, now they will also have to pay additional costs in the form of interest payments.

Overall, the loan is worth it even though the player has to pay extra interest. The sudden influx of money will help people grow their supermarkets quickly and start generating even more money.

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Update at 15:28 - 16/07/2024
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